Points Gang provides services via the site that informs users of credit card offers, their own credit cards, award redemption programs, checking accounts, financial well-being, and other lucrative intro bonuses offered by our partners. Our site and all other websites, applications, widgets, e-mail notifications and text notifications are referred to as the “Services”.

Services are intended to reach adults over the age of 18. We do not knowingly collect information from users under the age of 18 and you should not provide us with any information for a user under the age of 18.

By accessing or using the Services you are accepting these Terms of Use (“Agreement”).

Users are not permitted to copy or reproduce any Points Gang logos or original photos within our Services.

The information shared on this site often comes from users and many actions others take may not be the right fit for another user. These are just personal experiences targeted to help other users make decisions on their OWN credit needs and uses. Points Gang does not endorse thoughts, opinions, and positions of users and is not responsible for statements made by third parties.

The intention of Points Gang is not to harm any users with derogatory or offensive content but acknowledges that some content can be misinterpreted. Points Gang cannot be held liable for any content that provides information that a user deems as incorrect, misleading, or offensive to the viewing party.

There are hundreds of links leading to third party websites within our services and the owner cannot be held liable for mistakes in content, data collection, and web security of the third party websites we connect our users to.

Points Gang is an informational guide and not a credit provider or financial institution. The services are intended to help users make informed financial decisions and redemptions ONLY.

These terms and conditions are governed by the laws of the United States of America and the laws of the State of Wyoming.